How To Rent a Car Without a Credit Card

cash deposit car rentals value rental carWhen it comes to modern traveling, one size definitely doesn’t fit all. With the power of the internet, there are a million ways to choose destinations and make travel arrangements. It seems like there’s a million ways to pay for your trip, too. Consumers are no longer tied down to a credit card or two when they want to make purchases. Alternative payment methods like PayPal, virtual currencies, debit cards, and wire transfers are accepted almost everywhere now. If you’re trying to rent a car, however, you might run straight into a wall if you’re trying to pay with anything but a major credit card. Cash deposit car rentals are one alternative if you want to rent a car without a credit card. You’ll have to hunt around in some cities to find car rental companies that accept cash deposits, however.

If you’re one of the millions of consumers who don’t carry a major credit card, don’t lose heart when it’s time to rent a car. We’ve assembled a handful of smart strategies for renting a car without a credit card.

Avoid Prepaid Cards

Rental car companies that accept cash deposits aren’t as common as regular car rental companies. Most cities have at least a few to choose from. They’ll all have different rules for cash deposit car rentals, but you can usually work out something that fits your budget and your payment method. However, it’s smart to avoid using prepaid credit cards, like gift cards, to rent a car. Here’s why

A prepaid credit card isn’t cash, it’s not a debit card, and it’s not really a credit card, either. It doesn’t bring all of the benefits that a traditional credit card enjoys. There’s no credit line backing it up, and there are no extra features like free travel insurance.

Since the money is available immediately on a prepaid card, you might think that it’s as good as cash. Your car rental company probably won’t. That’s because even though the card is loaded with cash, it still carries a few of the protections for the consumer that a regular credit card has. It might be possible to reverse a charge on a prepaid card, for instance. That means you might have a more difficult time using a prepaid card than with straight cash deposit car rentals.

Debit Card Car Rental

Many travelers are surprised to find out they can use their debit card to rent a car. Car rentals using a debit card are similar to cash deposit car rentals, but not exactly the same. The differences might mean the difference between a carefree trip and a traveling disaster, so plan ahead.

Travel budgets can be tight. It’s smart to have contingency funds available at all times to take care of travel hiccups, or to take advantage of opportunities for extra shopping or added excursions. That kind of cash buffer can be hard to maintain if you use a debit card. Cash deposit car rentals have a fixed amount, for instance, but using a debit card for car rental, hotel stays, and the like can be trickier. Many businesses treat debit card transactions like a regular credit card purchase. That means they place a hold on contingency funds they require to cover any potential charge you might make.

On a credit card, this contingency isn’t such a big deal. It’s applied against your credit line. The car rental agency just verifies that you could charge up to the amount that’s required.  It doesn’t charge the whole amount at once. With a debit card, they freeze the total amount they need to cover any potential charges. That means your money will be held in your debit card account until the transaction is complete. That won’t happen until your vacation is over. Even if your car rental charges are low, you can’t spend the rest of your money until the bill is settled. If you need the money in your debit card account for other purchases, you’ll be out of luck.

Use Premium Debit Cards

All debit cards are not created equal. Some debit cards are more like hybrid credit cards, especially if they’re linked to bank accounts that have overdraft protection. If you use a premium debit card at the car rental counter, you’ll probably end up with a smaller hold on your available funds. That will leave you more leeway on other purchases while you’re traveling.

For example,  PayPal debit cards come in many flavors. If you qualify for a Business or Premier PayPal debit card, you can link a backup funding source to the card. This can be one of any number of accounts, from checking to a money market fund. This allows you to use the debit card for things like car rental, but doesn’t require having a huge cash balance that’s put on hold to make the transaction go through. As long as there’s a backup funding source for emergencies, you’ll satisfy the requirements of most car rental agencies. When you return the car, the hold on your backup funds will be removed.

Cash Deposit Car Rentals

If you don’t carry a major credit card or premium debit card, car rentals with cash deposit is always an alternative. For the most part, you’ll do better at smaller, independent car rental companies than at the major car rental outfits. While some big car rental companies advertise non-standard rental terms, you might be turned away from the counter anyway. Many car rental companies are franchises, and the local outlet has the right to refuse service to cash customers.

Beware Online Aggregators

If you’re planning on looking for car rentals that accept cash deposits, you have to be very careful if you use online travel comparison sites. Car rentals that take cash deposits are harder to find, and many comparison websites lump all their listings together. Some travelers make reservations through online travel aggregators because the listings promise one thing, only to find out that the listing is out of date or in error.

This can lead to a big problem when your reservation puts a hold on your funds. If you cancel the reservation because the car rental company won’t accept a cash deposit, the hold on your funds can last for days, or even weeks. You won’t have a rental car, and you won’t have access to your available balance, either. It’s always better to talk to the actual rental car company for car rental with cash deposit.

Avoiding a Credit Check

Lots of traditional car rental agencies advertise cash deposit car rental. They use credit checks to turn away cash customers anyway. Many consumers who use cash don’t have a credit history, or are still rebuilding their credit. A credit check can be a non-starter for any kind of car rental. Make sure a prospective car rental agency will accept cash and valid ID for cash deposit car rentals, and without any strings.

Don’t forget, one of the reasons car rental agencies like credit cards is that they represent a second form of identification. They also serve as a form of of credit check. If you’re using cash, or a debit card, be prepared to show more proof of identity than just your driver’s license. Some possible ID might include things like a passport, an insurance card for a vehicle, an airline ticket, or a copy of a utility bill or bank statement that shows your name and address. A military ID is also an excellent form of identification.

For more information about cash deposit car rental in Los Angeles, contact Value Rental Car. They have convenient locations near LAX, and in Pasadena. 

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Car Rental Under 21 Years Old? Here’s How!

car rental under 21-value rental car-los angelesIt’s great to be a young adult. You’re in the prime of life, and you have fewer responsibilities than you’ll have when you’re older. You can travel around, see the world, meet new people, and try out different vocations. It’s interesting to visit other parts of the country, and the world, and then decide where you might want to live. Unfortunately, even though you’re old enough to vote, join the armed forces, and pay taxes on your earnings, you don’t always qualify for many of the benefits that older adults take for granted. One of the most common troubles young adults face is car rental under 21 years of age.

Sorry, Everyone Under 25 Pays More

If you’re between the ages of 18 and 21, don’t assume that your troubles will be over when you hit the magic 21. While car rentals for under 21 drivers are hard to come by, you’re still going to be treated differently by car rental companies until you’re 25 or over. Here’s why:

Car Rentals Under 25 Are Riskier

Car rental companies worry about accidents. Their insurance rates are very high, and they’re always on the lookout for ways to lower them. Car insurance companies use statistics to set their rates, and drivers under the age of 25 are much more likely to have a car accident than older, more experienced drivers. Car rental for under 21 drivers is statistically even riskier for them.

The insurance companies don’t forbid car rental companies from offering underage car rental, but they do try to discourage it. Blanket insurance policies for rental car agencies make insurance rates higher across the board if underage car rentals are included. Most large car rental companies charge substantially more for car rental under 25, and simply forbid car rental under 21.

State Laws Don’t Help Underage Rental Car Customers

A few state legislatures have tried to help out younger drivers. Michigan and New York, for instance, require all car rental companies to offer rental cars for under 21 drivers. The federal government has also looked into regulating rental car fairness.

There’s a catch. While the state can force car rental agencies to rent the cars, they don’t set what the rental car companies can charge. If you’re over 18 but under 21, you might find yourself paying daily fees in excess of $100 to rent a car in states where it’s mandated. That’s usually far more than the rental itself costs. And that doesn’t count all the other fees involved. In practice, underage rental car laws don’t have a big effect on your ability to rent a car affordably.

Major Agencies Avoid Car Rental Under 21

If you shop around for rental cars for under 25 drivers, you’re bound to find conflicting information. This is especially true of major car rental companies like Advantage, Dollar, Enterprise, Avis, and others. While many of the policies for car rentals are set at a corporate level, a lot of details are left up to the operators of each car rental location. That included policies on under 21 car rental.

That’s why it’s important to check with the actual car rental location where you’ll be picking up and dropping off your car. If you rely on the information on a central corporate website, you might be turned away. It’s also possible that the requirements to rent a car are so strict that you’ll be unable to meet them.

How To Save Money on Under 21 Car Rental

Renting a car when you’re under 25 is expensive, and even pricier and harder to find when you’re under 21. That doesn’t mean you can’t find great deals. Smart shoppers do their homework, and look for companies who specialize in unusual rental situations. Because you’re not a typical customer, there are bound to be more rules and higher fees. Here are some smart strategies to offset some of the drawbacks of car rental under 21:

Avoid luxury vehicle and truck rentals

What you rent is as important as how old you are when it comes to car rental. Many young drivers see car rental as an exciting change from driving their parents humdrum minivans, or riding on public transportation. That’s understandable, but trying to rent high-powered sports cars, large trucks, and other luxury vehicles is going to be prohibitively expensive or impossible for young drivers.

That makes sense. More expensive cars need bigger insurance policies, and car rental agencies charge more to cover their potential liability. Be smart, and stick to renting regular vehicles at regular rates. You’re much more likely to be turned away at a rental counter if you try to rent a Porsche than a Toyota.

Don’t overlook corporate and organization rates

If you have a job with a big company, be sure to see if they have a corporate account with a major car rental firm before you shop around. Most corporate accounts require the rental car companies to treat every member the same, including young drivers. Not only will they rent to underage drivers, they’ll often waive all fees as well.

Exceptions for military members

You can join the military when you’re 18, so there’s really no reason you shouldn’t be able to rent a car at that age, too. Most car rental companies agree. If you’re a serving member of any military branch, you probably qualify for rental car service at reduced rates. Civilians who work for the federal government sometimes qualify as well. Membership in USAA may also help underage drivers to rent a car. Children of members often qualify for the same benefits as their parents.

Your insurance might be more important than your age

For young drivers, rental car companies will take a particular interest in your car insurance policy. If you’re fully insured to drive in the state where you want to rent a car, you’ll have a much easier time finding a good deal. If not, look into the benefits you get with your credit cards and other insurance. While it might not be enough to avoid big fees at the counter, it might make the difference between driving away or walking away from the counter.

How you pay affects what you can rent

If you have a major credit card with all the bells and whistles, you’ll have an easier time finding a rental car agency to work with you. Debit cards also work, but you’ll have to have a big balance available to cover any potential liability. If you’re too young to have good credit, it is possible to rent a car using a cash deposit. However, you should be prepared to pay a lot more, and to be able to prove your identity in several ways to rent a car. For all car rental under 21, you’ll need good insurance to get the best deals.

Independent Car Rental Agencies Are Your Best Bet

You’ll have an easier time with car rental under 21 years of age if you recognize that you’re an unusual customer for a regular car rental company. You’ll have an easier time dealing with independent car rental agencies who specialize in unusual car rental terms. Every city has small car rental companies with more flexible policies than the bigger brand names.

For Los Angeles car rental under 21, contact Value Rental Car in Inglewood and Pasadena. They have flexible policies and alternatives to traditional car rental policies that will have you driving in no time, even if you aren’t over the age of 25.

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7 Solid Strategies for Vacationing With Children

family vacation tips affordable car rentalsVacations are for relaxing. They’re great for getting away from your regular schedule so you can recharge your batteries. That means that the best vacations have the fewest hassles. Even if you love energetic holiday getaways filled with activities like hiking, skiing, or swimming, taking care of travel arrangements, comfortable hotel accommodations, and affordable car rentals in advance will allow you to relax and have more fun.

Even for the seasoned traveler, bringing children along sometimes makes travel more of an adventure than you’d like. Children can bring unexpected complications to any kind of travel. That doesn’t mean you can’t plan a successful vacation just because you’re bringing children along. With careful planning, you’ll be able to avoid common pitfalls and enjoy your vacation even more. Here’s a list of 7 solid strategies for vacationing with children:

Pre-Book. Or Else

Adults often get away on the spur of the moment. Once you introduce children into the mix, spontaneity gets much harder. Children like normal routines, and they prefer to have familiar things to eat, wear, and look at. Travel can be challenging for an adult. It can be even harder for a child who’s overtired, hungry, and in a strange place.

Make your reservations for hotels, car rental, and flights well in advance, so there’s less chance of being shut out at the last minute. You’ll get more affordable car rentals, hotel rooms, and airfare if you don’t book at the last minute, too.

Have Entertainment Handy

In any long trip, there are bound to be periods when nothing much is going on. Children have a much shorter attention span than adults, so it’s best to have something on hand to amuse them during layovers and other trip interruptions.

Many people rely on smartphones as their go-to entertainment device these days. Think twice before putting all your eggs in the smartphone basket, however. You never know when there will be gaps in your internet connectivity that might turn your smartphone into a dumbphone in a hurry. A tablet pre-loaded with favorite movies and games might be a better bet. Don’t forget to bring the charger!

Prepare for Car Trips

If you have a lot of pavement to cover between stops, make sure you’re ready to amuse your little ones the whole way. Luckily, it’s easy to keep children amused in the car. Try matching and identification games like “I Spy,” or “Punch Buggy.” A bag full of little handheld toys like fidget spinners are useful, too.

Don’t rely strictly on devices like tablets or phones to amuse your children during car trips. Many children get motion sickness when they stare at screens for long periods in the car.

Synchronize Flights With Sleep

Smart travelers plan their long haul flights and lengthy rental car rides to coincide with their children’s sleep patterns. You’ll have a much easier time if your children sleep on planes and during car trips. They’ll also be less cranky when you do arrive at your destinations.

Search for Child-Friendly Services

Traveling with children is different than traveling with other adults, and many businesses cater to traveling families. Don’t settle for the first offer you find for your trip. Choose resorts and hotels that cater to families instead of singles. Some resorts have activities just for kids that can give you a welcome break, too. Finding affordable car rentals doesn’t just mean low prices. Select a car rental company that has the right kind of vehicle for your group. Many car rental companies have minivan rentals, for instance.

Keep the Weather In Mind

Adults sometimes enjoy roughing it a little when they’re on vacation. Children enjoy themselves more when they’re comfortable and rested. Make sure you have a lot of the proper clothes for your children for the climate at your destination. Children need more spare garments, too, because they spill food and drink more than adults.

Make Parenthood Pay

It’s true that traveling with children requires more careful planning than traveling with only adults. If you minimize any hitches, your little companions can also make your trip more enjoyable and lively. Having children along can also pay off another way. Many businesses offer family-friendly deals on transportation, lodging, meals, and accommodations. Many attractions like theme parks offer very attractive discounts, or even free admissions, depending on the age of your children. Make sure to inquire about family rates when you book your trip. You’ll enjoy your trip even more if it costs less!

How To Deal With an Overbooked Airline, Hotel, or Auto Rental

hotel lobby auto rental valuerentalcar.comFor many travelers, airline flights, hotel stays, and auto rental are heavily dependent on each other. If any one of your travel arrangements are disrupted, it can have downstream effects on all of them. Each reservation you make for your trip is like a link in a chain. It’s important that no link in the chain is less reliable than any other.

For most travelers, the weakest link is airline travel reservations. Airlines routinely overbook their flights, because they figure that some of their customers will cancel. This policy helps airlines keep their flights full. It can cause a lot of problems for travelers who need to make connections like auto rental pickups, and hotel check-ins, however.

Airlines Have More Regulations Than Hotels and Auto Rental Companies

Airlines operate under more government regulations than most businesses. That’s because they’re common carriers. Since major airlines operate internationally, they must comply with regulations from many different countries. That means that when there’s a problem with your flight, there are more rules in place to cover it.

If your flight is oversold, it’s likely that you qualify for specific levels of compensation. The exact amount of help you’ll get depends a lot on the circumstances of your travel arrangements. Short hop economy flights with last-minute tickets don’t qualify for the same level of compensation as round the world trips booked many months in advance. However, it’s important to keep in mind that anyone bumped off a flight is entitled to some form of legal recourse.

Hotel Guests Have Rights, Too

Hotels overbook rooms for the same reason that airlines overbook flights. They want to ensure that their hotel is full of guests, and they’re afraid that some guests will cancel. Hotels usually have a better idea of how many cancellations they can expect than airlines. They’re also much more likely to have a few rooms in reserve at all times in order to deal with emergencies. Airlines can’t just add a few folding chairs in the aisle and invite more people on board. Hotels have more flexibility.

There are many reasons why a hotel might be overbooked. It’s not always due to deliberate overbooking of rooms. Hotel guests often check in with a certain length of stay in mind, but later change their minds and stay longer. Hotels are under no legal obligation to enforce the length of hotel stays in order to make sure rooms open up in time for new reservations. It would be infuriating to most hotel guests to be turned out of a hotel to make way for new guests in any case.

Car Rental Reservations

As anyone who has watched Seinfeld can tell you, some car rental companies aren’t great at holding on to reservations. There are very few laws about auto rental reservations. That means it’s up to the individual car rental company to set a policy, and stick to it. Most large car rental companies have policies set by their home offices, and don’t have a lot of flexibility. Independent car rental companies are much more likely to work with you when there’s a problem.

What To Do if Your Reservation Falls Through

Airline Customers

Remember, the airlines have a lot of rules to follow. If you’re bumped from a flight, you almost always have compensation coming. Some delays and other mishaps also qualify you for additional compensation. It’s important that you defend your rights, but without becoming agitated at airline personnel. Airlines offer passengers different alternatives when their flights have been interrupted. You’re under no obligation to take the first offer made to you. Passengers who hold out for more often get more.

Don’t make the mistake of being unreasonable, however. Airlines do have limits on what they’re willing to offer you. If you get an offer that takes care of your inconvenience, you should take it and move on with your trip.

Hotel Customers

If your hotel is overbooked, it’s likely that some form of alternative will be offered to you. It’s actually quite common to get an upgraded room at no extra charge if you’re bumped from the room you reserved. On the other hand, if your reservation was for a large suite, and the only room available is an economy room, make sure you receive the downgraded rate.

In the event that a hotel doesn’t have any rooms available, don’t give up. While there are no laws forcing them to, most hotel chains have a policy of “walking” customers to a new hotel if they can’t accommodate them. It’s quite common for overbooked hotels to make all the arrangements for your new room with another hotel, and even pay for your cab ride if you need it.

Auto Rental Customers

There are few legal requirements for car rental companies to honor their reservations. Once traditional car rental companies run out of cars, there’s usually very little they can do to help you.

First, ask if an upgrade or a downgrade is available for the car you reserved. If there is, it’s usually smart to take what’s available. You’re in the right, but it’s more important for you to get some sort of transportation. It’s OK to negotiate, but being adamant can turn you into a pedestrian in a strange city in a hurry.

Never Do This

No matter whether you’re bumped from a flight, a hotel room, or an auto rental, there’s one approach that never works. Never cancel your reservation in a huff. A reservation is a legally binding contract. While it doesn’t always pay to argue at a reservation desk over your rights, it never makes sense to cancel your reservation because you’re angry. By cancelling your original reservations, you remove the original obligation the company has for you. In essence, you’ve made their problem into your problem.

In all cases, be reasonable with the companies you’re dealing with, and they’ll be more likely to be reasonable in return. Threatening bad reviews on social media sites is unlikely to help you, and may hurt. Don’t be a pushover, however. Ask for what you’re entitled to, and remind the company of their obligations to their customers when they take — but don’t hold — a reservation.